Civilian Housing


AFF is increasingly being approached by families who need advice on housing in civvy street; whether it is accessing social housing, exploring options for civilian housing or using FHTB to help with a house purchase. Below is a range of topics based on the questions families have come to us with. If you have any other questions not covered here, contact AFF at housing@aff.org.uk.

On this page:

Will I get social housing?
Leaving SFA as a divorced spouse/separated civil partner
Improved social housing support for Service personnel and their families
Leaving the Army? The Joint Service Housing Advice Office can give housing advice
The MOD Referral Scheme - another way to get social housing
LAUNCHPAD: a perfect transition solution
Looking to settle in Scotland? Military Matters can help
Forces Help to Buy - a home loan scheme for Service personnel
Applying for a mortgage: have you been disadvantaged by being in the military?
Selling your own property - Have you thought about Capital Gains?
Bedroom Tax
The Cotswold Centre - a temporary housing solution
Community self builds

 

Will I get social housing?

Social housing is very scarce and most councils having long waiting lists – the Armed Forces Covenant means that you will not be disadvantaged by not having a local connection, however, it will NOT mean that you get to the top of the list.

If you have more than 16,000, most councils will not consider you for social housing so, if you have been made redundant, left with a medical discharge payment or at the end of Service with a pension and lump sum, you need to look at alternatives. Read more

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Leaving SFA as a divorced spouse/separated civil partner

AFF is aware that many councils no longer consider divorced spouses/separated civil partners to be part of the Armed Forces community and don’t give them the leeway on a local connection which they give to Serving personnel when they leave. Read more

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Improved social housing support for Service personnel and their families

Local councils all have different criteria to get onto their housing register but if one of those is the need for a local connection, they cannot refuse to register you if you have left the Armed Forces within the last five years. Read more

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Leaving the Army? The Joint Service Housing Advice Office can give housing advice

The Joint Services Housing Advice Office (JSHAO) provides advice and guidance, to you and your serving soldier, about housing options when making the transition to civilian life. They also provide information and advice if you remain in Service accommodation beyond the last day of your soldier’s Service. Read more

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The MOD Referral Scheme - another way to get social housing

The MOD Referral Scheme operates a service that tries to help Service leavers, who are discharged from the Armed Forces and are in need of housing, find social housing. Read more

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LAUNCHPAD: a perfect transition solution

If you are looking to settle in the Newcastle area upon leaving the Army, then Avondale House could be the solution.

It provides the perfect environment for a responsible transition to civilian life, especially as public and private sector organisations in Newcastle are helping resident veterans and their families to find jobs, houses, training and other support, as required. Click here for further information. 

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Looking to settle in Scotland? Military Matters can help

Military Matters is a specialist housing advice project that is open to all members of the Army community: serving, veterans and family. 

The service they offer is available free of charge to anyone interested in living in Scotland. Read more

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Forces Help to Buy - a home loan scheme for Service personnel

Forces Help to Buy (FHTB), a 200m scheme to help Service personnel who want to buy their first home, was launched in 2014. Read more

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Applying for a mortgage: have you been disadvantaged by being in the military?

As part of the consultation on the Armed Forces Covenant, AFF has recently been included in discussions with ministers regarding improving access for Service personnel to housing, both private and social, for those leaving the Services or for those who simply do not wish to live in military provided accommodation. Read more

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Selling your own property - Have you thought about Capital Gains?

Several families have approached AFF, concerned that they are looking to sell a property that the non-serving spouse bought prior to their marriage and will have to pay Capital Gains Tax (CGT) on any profit. Read more

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AFF InvestigatesBedroom Tax

Whether or not a member of the Armed Forces lives at home with their parents is a matter for the local authority (LA) to decide based on all the available facts. Read more

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The Cotswold Centre - a temporary housing solution

If you have been the subject of emergency evacuation from overseas or you are in transit between postings, retiring, or you have welfare housing issues; the Services Cotswold Centre at Corsham provides a secure, affordable, place to stay. Visit the Services Cotswold Centre information on the GOV.UK website.

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Community self builds

Having trouble accessing social or civilian housing? Prepared to work hard with a group of like-minded people to build your own home? For more information on the Community Self Build Agency, go to www.communityselfbuildagency.org.uk.

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AFF is interested to hear your views or concerns about issues discussed on our website. Please email us at housing@aff.org.uk.


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