Some insurance companies have introduced clauses in their policies which exclude driving on MOD sites and military bases, so it’s important to check the small print.
If you or your serving partner are living on a camp, whether for part of the week or a full week, it is important that insurance companies are made aware of this.
Companies could refuse a claim if a driver has used a home address rather than the address on camp. A person’s address is an important aspect of the insurance quote, and failure to declare the correct address can give the insurance company grounds to delay, reduce or refuse your claim. They could also apply additional terms such as increasing your excess or adding an additional premium.
If your insurers fail to accept liability, you could be legally responsible for any damage caused.
If you need further advice, there are specialist military insurance providers who can advise you.
If you have had any problems as a result of this, let us know at firstname.lastname@example.org
POSTED ON 9 MARCH 2021