Forces Help to Buy extended to 2022

The Forces Help to Buy scheme, which can help military families to buy their own home, has been extended for a further three years until the end of 2022.

The scheme allows regular serving personnel to borrow an interest-free deposit of up to half their annual salary.

Former AFF Chief Executive Sara Baade said: “It’s very welcome news that this incredibly popular scheme has been extended for another three years. This gives Army families plenty of time to plan their future and buy their own home.”

The loan, which has to be repaid over 10 years, is capped at £25,000. It can also be used to cover other costs including building an extension, moving home, and solicitors’ and estate agents’ fees.

Defence Secretary Ben Wallace said: “The extension of this scheme demonstrates the value we put on our Armed Forces and means Service personnel can continue to realise the ambition of owning their own home or borrowing to extend.

“It has already proven very popular amongst the Armed Forces community and by extending it further we will be able to help many more Service personnel make those first steps on the property ladder or expand their home to fit their family.”

Johnny Mercer, Minister for Defence People and Veterans, said: “The extension of the Forces Help to Buy Scheme is fantastic news for all those wanting to take that first step on to the property ladder.

“The scheme helps to provide stability for our Armed Forces personnel and families, as a thank you for their commitment to their Service for this country.”

The scheme has lent more than £280 million to more than 18,000 personnel since its introduction in 2014, according to the MOD.

For more information on home ownership please contact JSHAO on


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