Health of military families’ finances – survey results

AFF teamed up with research organisation RAND Europe and the Forces in Mind Trust (FiMT) to better understand how military life affects family finances.

Current and ex-Service personnel and their spouses and partners were asked whether military life affects their ability to easily bounce back from any financial set-backs.

Some of the findings included:

  • Many Service families reported to have a limited ability to recover from financial shocks
  • Lack of opportunity for partner employment is seen as the greatest barrier to military families’ financial stability
  • Relocation and separation can present financial risks due to short-term out-of-pocket expenses but also disrupt longer-term financial planning

AFF Chief Executive, Collette Musgrave, said: “We welcome this report which identifies the unique challenges Service families face, the impact of those challenges on their financial stability, and the need for bespoke support.

“Partner employment is a key issue for our families, especially those moving overseas, and we look forward to working with the MOD and the charity sector to address the barriers partners can face.”


The reports can be downloaded at – under ‘Funded reports’ – 28 June: Examining the financial stability of UK military families.


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